Hi, nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.
Hi, nowadays a lot of places online only accept payment via one of the three options mentioned. Privacy wise, which is my best option? My thread model is mainly based on surveillance capitalism.
Privacy.com.
I’ve been using their service for years and I advocate it whenever I can. You link their service to a bank account and then generate throw away credit card numbers which one used deduct the balance directly from your checking account.
You can set spending limits on the virtual cards, you can make them one time use only, and you can make them lock themselves to a vendor so even if someone steals that credit card number they can’t use it.
I very highly recommend using their service to protect yourself using online payment systems.
As far as obfuscating your purchase history, that’s kind of part of the territory. That information will always be available to your banking institution and if so facto, the government…
unfortunately they are only available in the US
Revolut is similar
It recently was in the news for refusing to work on degoogled mobile OSes, and the website is not fully-functional compared to the app.
Revolut works fine on CalyxOS.
Which jurisdictions are you looking to support this?
EU
I would use this more if I could use a credit card instead of a bank account. How easy are chargebacks on privacy? Ease of chargebacks is a major reason I use cc over debit (also points, which I think using privacy might affect).
As for the “ease” I have no idea. I’ve never needed to do it. If you need the consumer protections to feel safe, then just use your credit card.
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