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Banks use their app to generate the otp and they reinvented the wheel so if you want to login you need to install it, can’t use a generic authenticator. I am not aware of any single bank in the EU that allows the use of generic authenticators.
For McDonald’s, using the app gives at least 50% off. A menu in the app costs 5 euro while on the store kiosk costs 12 euro. I do not personally care because I find their food to be just barely edible, but I understand why there’s a need to install the app
Counter-counterpoint:
Banks use their app to generate the otp and they reinvented the wheel so if you want to login you need to install it, can’t use a generic authenticator. I am not aware of any single bank in the EU that allows the use of generic authenticators.
For McDonald’s, using the app gives at least 50% off. A menu in the app costs 5 euro while on the store kiosk costs 12 euro. I do not personally care because I find their food to be just barely edible, but I understand why there’s a need to install the app
Some people have no smartphone at all. How can they be customers at your bank?
They physically go there in person.
That’s still a thing.
Damn… The two extremes of the cyberpunk dystopia: no tech at all vs tech slavery.
Pay a fee of 0.30€ to receive the otp via SMS every time they want to login without the proprietary otp app and 0.30€ for each payment to authorize
Fucking hell, y’all make me realize how lucky I am with my bank that runs without gapps.