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I don’t know about the US but on this side of the pond banks have their own 2nd factor apps. So to log in to a bank’s website you need an app - quite probably with play integrity.
Dang. Y’all need to pick better credit unions. MFA rolling token is an open standard. Any single app can support all of my (correctly implemented) tokens. I prefer Aegis, but they (correctly implemented MFA apps) all work.
I don’t want to trust my money to someone who can’t implement standards compliant MFA.
I’ve been using a dedicated TAN generator for banking since I first made my account but I don’t doubt that’s going away at some point, since debit cards from the same bank already require an app for 3-D secure.
No, hardware TAN generator work fine. If the bank wants to force me to use proprietary snake oil it’s time for a new bank. Or using a dedicated old smartphone just for the app.
I don’t know about the US but on this side of the pond banks have their own 2nd factor apps. So to log in to a bank’s website you need an app - quite probably with play integrity.
Dang. Y’all need to pick better credit unions. MFA rolling token is an open standard. Any single app can support all of my (correctly implemented) tokens. I prefer Aegis, but they (correctly implemented MFA apps) all work.
I don’t want to trust my money to someone who can’t implement standards compliant MFA.
That would scare the daylights out of me.
In America, we’re lucky if our bank supports 2fa, let alone require an app for it
That’s insane, I have never heard of such a thing, but I’m in the US where most banks don’t even have non-sms second factor.
I’ve been using a dedicated TAN generator for banking since I first made my account but I don’t doubt that’s going away at some point, since debit cards from the same bank already require an app for 3-D secure.
No, hardware TAN generator work fine. If the bank wants to force me to use proprietary snake oil it’s time for a new bank. Or using a dedicated old smartphone just for the app.