• ArbitraryValue@sh.itjust.works
    link
    fedilink
    English
    arrow-up
    19
    arrow-down
    79
    ·
    10 months ago

    Did you know that you can be a landlord too, even if you can’t afford a whole house? There’s such a thing as a REIT (real estate investment trust) where you can buy shares in a company that owns and rents out real estate and sends you your share of the profits while you don’t have to do anything except give up the option to invest that money somewhere else, which is actually really important.

    I don’t expect everyone here to be able to invest in the stock market; my point is that there are easy ways for even middle-class people to obtain income from rent and yet most of them aren’t doing that because other types of investments are usually better for them. Being a landlord is not some unique source of money for nothing; it’s one of many ways to invest your money in a productive asset and usually not the best one.

    • XEAL@lemm.ee
      link
      fedilink
      arrow-up
      75
      arrow-down
      6
      ·
      edit-2
      10 months ago

      “Did you know you can help suck 2/3 of someone’s income too?”

      • ArbitraryValue@sh.itjust.works
        link
        fedilink
        English
        arrow-up
        10
        arrow-down
        21
        ·
        10 months ago

        Did you read the article that you’re linking to? Rent seeking in the economic sense does not mean purchasing property in order to rent it out to tenants.

        • VikingHippie@lemmy.wtf
          link
          fedilink
          arrow-up
          26
          arrow-down
          2
          ·
          10 months ago

          Rent seeking in the economic sense does not ONLY mean purchasing property in order to rent it out to tenants.

          Fixed it for you. Landlording is one of many forms of “growing one’s existing wealth without creating new wealth”

          • ArbitraryValue@sh.itjust.works
            link
            fedilink
            English
            arrow-up
            6
            arrow-down
            9
            ·
            10 months ago

            Renting out property does create wealth. Think of a house as a factory that produces shelter. Running the factory, as opposed to leaving it idle, increases the amount of shelter in the world, and shelter is a form of wealth.

              • ArbitraryValue@sh.itjust.works
                link
                fedilink
                English
                arrow-up
                2
                arrow-down
                6
                ·
                10 months ago

                That’s a well-established economic theory and I’m not contradicting it. What I’m saying is that renting out the house after it’s built continues to create wealth. A world in which I build a nice house but keep it empty is wealthier than a world in which I leave the land unimproved, but a world where I rent that house out (or live in it myself) is wealthier still. The experience of living in that house, as opposed to some inferior option, has value.

          • CherenkovBlue@iusearchlinux.fyi
            link
            fedilink
            arrow-up
            6
            arrow-down
            14
            ·
            10 months ago

            Oh ffs, being a private landlord owning a few houses for rent is not a risk-free endeavor and not purely parasitic. You typically have to fix up the properties first (an investment), do work to vet renters, manage the property (maintenance effort/time/cost), and absorb the risk of bad renters destroying the interior. The landlord has to invest their own time and money to provide a livable shelter to others, who exchange money for not having to deal with all the above listed. That livable shelter is a big freaking deal, or why else would someone choose to spend money on it?

            Companies developing monopolies on rental markets is a very different scenario, and I don’t think it should be legal. Small private landlords? Yes.

              • CodeInvasion@sh.itjust.works
                link
                fedilink
                arrow-up
                2
                arrow-down
                3
                ·
                10 months ago

                You do realize that being a landlord is typically a negative cashflow business, meaning they lose money every year? The only upside they get from renting out that property if the possible growth in equity, which is typically less than that of investing in the stock market.

                • VikingHippie@lemmy.wtf
                  link
                  fedilink
                  arrow-up
                  2
                  arrow-down
                  2
                  ·
                  10 months ago

                  The vast majority of landlords don’t do that. They just buy one someone else built and then make others pay for it.

                  • CodeInvasion@sh.itjust.works
                    link
                    fedilink
                    arrow-up
                    3
                    arrow-down
                    2
                    ·
                    10 months ago

                    They just buy one out of thin air? Or is it with the wealth they’ve created through their own skills?

                    If it’s so easy to own a house, go buy one.

        • Mango@lemmy.world
          link
          fedilink
          arrow-up
          1
          ·
          10 months ago

          Money for nothing. Read it again yourself genius. What part of purchasing property to rent it out makes you think you’re getting money for creating value?

    • tryptaminev 🇵🇸 🇺🇦 🇪🇺@feddit.de
      link
      fedilink
      arrow-up
      2
      arrow-down
      1
      ·
      10 months ago

      Lets unwrap this.

      First of all you claim that the investment in these funds is not the best option, implying that this reflects on being alandlord directly. Instead you need to consider the costs of running the fund, which is even higher than for actively managed stock funds as you get both active management and physicalassets that are more complex to manage than virtual assets like stocks.

      Then you claim that it is not a source of money from nothing. But at the core it is. Why is that? Because space is limited and cannot grow. Companies can grow, ressources can be extracted, work can be put towards something. But the fundamental source of income of a landlord is his control of a limited space ressource. If you claim “but there is a house on that space” then you should compare the rental and also buying prices of the same quality houses depending on location. It is an old wisdomof proerty companies. The first three criteria are location, location and location.

      Finally you argue that it is usually not the best asset to invest in. This may be true for many people, but it is irrelevant to the fact that landlords extract money from scarcity and there is no productivity from there part that justifies this extraction, nor does it benefit the overall economy.

    • CherenkovBlue@iusearchlinux.fyi
      link
      fedilink
      arrow-up
      8
      arrow-down
      8
      ·
      10 months ago

      All these commenters completely unwilling to consider the details of what you said. Got a slice of REIT in my retirement fund for exactly what you said.