Good insurance won’t, but the problem is, most companies don’t provide “good” insurance. In most cases you are better off without it.
One company I worked for had the worst insurance I’ve ever seen.
I paid like $180 per paycheck JUST FOR ME! and I had no co-pay woooooHhhOoooo! Well anytime I’d go to the doctor i’d be fucked, with one visit really sticking out in particular: I went in knowing I had strep throat and just needed a doctors note. Doc took one look (didn’t do any tests or anything because it was really obvious) said "yep, you’ve got strep. " gave me my note, and I was oit of there in like 5 minutes… A week later? A $200 bill…. What…. The…. FUUUUUUUUUUUUUUCK!? Yeah bad insurance will ruin you.
Seeing your fleet exit hyperspace in orbit from the surface is something else. Just absolutely stunning. Every now and then I load up the game just to summon my fleet from a planets surface.