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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • Yep. My wife and I are in our thirties and have good whole life insurance policies that will supplement our retirement accounts nicely in our old age. I’ve been paying into mine for almost two decades (maybe longer, my parents started it for me and locked in good rates when I was young), my wife’s is newer. We also both have matching retirement accounts and are making sure we hit our matching totals each paycheck to draw as much from our employers as we can.

    It’s not ideal, but with good planning (and stable income) you can still do well. Now, stable income is the important part. I’m a software developer, my wife works for a non-profit, so my income is generally a bit more stable than hers.

    I recommend finding a financial advisor. Our life insurance guy is great and because he gets commission on the life insurance plans he doesn’t charge us for advisory services (and also doesn’t try to sell us on other stuff, he actually recommended we NOT move our old 401ks from other jobs over to him because we’d end up paying him more than we’d make, he recommended we roll them into our current employer plans).












  • I was at a symphony concert where the guest performer was Yo-Yo Ma. And up in the cheap seats where I was, phones went off no less than FOUR TIMES during his performance.

    It sure seemed like three of them were the same phone, but there were at least two different phones that went off.

    How on earth do you not silence your phone going into a concert? And if you forgot to, how do you not silence your phone when someone else’s goes off? And most importantly, how do you not silence your own phone if it goes off?

    During the applause the same person’s phone went off again and I just started laughing.

    I later said Dvorak was remarkably far ahead of his time to write a piece for “solo cello, orchestra, and iPhone.”


  • Ice…slams into your teeth?

    Just pucker your lips a bit and use the top one to block the ice. I’m trying to think through how I drink from a glass of ice water or iced coffee and I’m relatively confident that’s how I do it…

    Okay I tried it out. My upper lip blocks the ice. Sometimes if I open my mouth more a cube will tap my teeth, but only gently because it was already held by the lip until then. The only way I could get ice to slam into my teeth was to like, hold my lip up in a sneer and just let the ice hit my teeth. But my instinctual ice-water-drinking method is to block ice with lip.

    Give it a try! Might change your life, cold ice water is fucking awesome.


  • There is a confluence of problems here. LED headlights are stupidly bright, but if they’re aimed correctly and the headlights aren’t too high up, they’re not as big an issue generally.

    But the arrival of LED headlights coincided with cars getting tall as fuck. There are pickup trucks whose headlights are nearly as high up as my head. Which just compounds the problem, because even if those lights are aimed mostly correctly, they’re still gonna blind people.

    It’s infuriating.