Pix has no taxing whatsoever in direct transactions. The only reason people still use cards is due to habit.
Banks also offer parceling payment, but each one does that on it’s own way afaik. I never used it. Not leaving payments for the future is a load of my mind tbh.
Alas, a lot of them are still don’t have the tag in spite of the clear use of AI art. Mostly chinese jank, but still.
It is a good place tagging-wise tho.