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Joined 7 months ago
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Cake day: March 27th, 2024

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  • Thx sorry I didn’t read all your comments in the post, I was using that question as a proxy to whether or not your discussion was in good faith. It seems like the answer is yes.

    I frequently wonder how many better metrics are available that just aren’t as easy to capture as stepping on the scale, grabbing blood oxygen, and taking blood pressure. I’m sure that part of the balance is value of vitals versus time or effort to collect them.


  • If more poeople had your perspective, I wouldn’t be constantly tempted to block this community. On my other account I did block after about 2 weeks. I have a bicycle, electric cars and work from home, but I can’t bicycle my 4 year old to swim lessons two nights a week 25 miles away. I have other kids and other time obligations you know? Doing the best I can, but it takes a car for now.


  • What science would change your mind? There’s never going to be a magical cutoff number for cholesterol or height or weight that separates healthy and not healthy.

    Heuristics are useful tools and sometimes that’s the best you get. You need water to live, clogged arteries cause heart attacks, insulin resistance leads to diabetes. Exactly how much of any given thing causes bad outcomes is going to vary case by case, but doesn’t negate trends.

    I say all this as a former wannabe body builder who hasn’t had a BMI under 25 in about 20 years, but I still know a BMI of 60 or 80 is no good.





  • I have a pretty reasonable grasp of delta V. While my comment is flippant, you can launch Eastward from the equator any day and end up in space: deep space if you have sufficient velocity (though usually you’d do that with one or more gravity assists). The sun is the only other place you can go any day, but there’s huge angular velocity to overcome to make a direct shot.

    It really really is the case mathematically that if you just want to go to deep space it’s not as difficult as trying to figure out how to go to a particular place, as anyone who has ever done trajectory planning with STK will tell you. More difficult from a cost and engineering perspective, sure, but mathematically easier to just shoot in a direction at escape velocity for the sun whatever day you want.







  • Yeah no. Pay the entire statement balance every month, that’s the whole point. If you want to do debt stuff I guess you can get a mortgage or a car loan or a school loan, but these are not requirements for good credit. You use the card, you pay the card, you now have 100% on time payments and probably low credit utilization. Get a card early so average account age high if you can, and don’t get lots of hard credit checks in a row.

    You can literally get free credit checks through most banks or directly from places like Experian and see what it is that affects your particular score.

    Don’t pay 18 or 25% interest on anything, that’s nutty.



  • Other older years aren’t garbage, you just realize the older you get the more the difficulty is turned up. More responsibilities, slower metabolism, less grace for making mistakes or general stupid behavior, and of course sleep injuries. The best thing about getting old is having kids, being exhausted, and sleeping in a weird way one night that causes pain for 7 to 10 days.

    I miss when I could eat a box of donuts every day, bench press a cow, and try to flirt with like 10 different girls in the same day. I wouldn’t trade those days for days with my kids and my wife now, but they were objectively great.


  • Yeah I kinda figured that was the case but I didn’t want to sound like some rich prick that people here in the comments would like to eat lol. As I understand it, you’re just better off taking the interest off your bank accounts vs trying to swing a single rental. Flipping can work but it requires an amount of skill that not everybody has, especially if you have to hire contractors to do the work for you. But yeah if I were to do it, I would probably run straight to a management company.

    It seems to me that the average “slightly above average Joe” could afford a second property; my parents are not wealthy (they are semi retired and generally gross less than 20k/year, but own all their stuff outright) but found a house to rent to my brother and I while we were in college and it was a huge boon for everyone involved. My family income is significantly higher, but we don’t have a pool full of money to swim in. From the outside it looks like real estate is an attractive, stable way to grow an investment as opposed to stock market dabbles.

    As an aside, and this is all an incredibly “first world” kind of a situation, but I’m not sure how you address the bitterness of some circles (like maybe this thread?) toward the layer of people who got ROI on hard work: I’d also be a proponent of limiting legacy wealth and eating billionaires. I was in college for 15 years at a state school and worked 10 at a university before I made big boy money and got stuff on my own. Not everybody who has some extra money got it by lucky birth or by exploiting the masses and I’ve still got loans to pay, why not own some houses for people like past-me to rent and make a little extra for the effort? I guess it’s easier to see it this way from this side of the problem.