I started maxing my Roth Ira out when I was earning $10/hr. Avoid spending money on things that don’t literally matter and save for the things that do. Pay attention to where every single dollar/pound/Euro/shekel goes. Stay out of debt. Keep drug/alcohol use reasonable. Most of the time folks who are concerned about retiring/money have no idea how much they spend on what. Saving for retirement is easy once you start doing it and get used to it, but you need to start early and you need to invest in the stock market. Avoiding chronic illness or accidents or long periods where you aren’t earning income are probably necessary too. Staying out of legal trouble is probably necessary as well.

I would assume if they were the ONLY hospital in Lubbock it would be different but it seems like there are plenty of other hospitals, albeit not level one trauma centers. I wonder if the area has “diversion” protocols already. The vast majority of patients transported by ambulances don’t need level one trauma centers so its probably more nothingburger than the article is making it out to be