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Joined 1 year ago
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Cake day: June 11th, 2023

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  • They give you a discount per month. So for example, a $1000 phone is on sale for $600, but they don’t give you $400 off up front. Its a $11.11 per month discount for the next 36 months. You pay $16.67 per month until its paid off. If you pay it up front you pay $1000. If you leave early or pay it off early you lose the $11/month discount on the payment for the phone

    Its intended to lure people in for an advertised cheap or free phone, but then you’re stuck with them paying for the device.


  • Because people finance their phones with AT&T, usually without realizing it. “Free” phones and discounted phones are not usually free or discounted. You’re forced to stay with them to get the discount off each month. I hate it because I’d rather just pay for my phone outright and be done, but then you actually pay more.


  • I prefer to keep my notes as handwritten (I draw a lot of diagrams and graphs in my notes). But it does indeed convert my handwriting to type if I want it to. And it does a great job of it especially with how messy my handwriting can be.

    The feel of it is very comfortable too (feels like writing on paper). I used to use a Surface Book in tablet mode for notes, but wanted to get away from Microsoft. The screen of the Note 3C isn’t smooth, it’s textured like paper

    Their note app takes some getting used to, but it works pretty well (templates are a little tricky, but they just made an update to improve it).

    The only thing I really miss from OneNote on the Surface was printing PDFs into OneNote. That said, you can annotate directly onto PDFs, it just makes things a little less organized unless you use the PDF as a template.





  • fadedmaster@sh.itjust.workstoMemes@sopuli.xyzI'm working on it, ok?
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    3 months ago

    …this is exhausting. I said my suggestion is for everyone. Not that everyone spends $300/mo.

    I’m done with this conversation. Several times now you’ve either put words in my mouth or taken what I’ve said out of context. I figured at first that you just thought I was targeting or speaking ill of poor people. Or that I thought “this one simple trick will guarantee that you’re not poor” or some other such nonsense. I figured that maybe a little back and forth would help clarify my position.

    Clearly you think people spend a lot less than they do and that there’s no point in even trying to improve one’s situation.


  • fadedmaster@sh.itjust.workstoMemes@sopuli.xyzI'm working on it, ok?
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    3 months ago

    I never said everyone. I never made that assumption. I only suggested that everyone should prioritize saving for an emergency over luxury.

    I would suggest you do other things for your family to make them happy that doesn’t involve spending money. Go to the library, parks, etc.

    It’s not in the name of money that you temporarily withhold these things. It’s in the name of survival and making sure your kids aren’t obligated to take care of you in the future.

    Your mentality is one of denial and defeatism. You don’t want to improve your life because you’d rather have a few nice temporary things in the now.

    What should someone do when an emergency comes along and they don’t have the money to afford it? You’re not thinking ahead.

    It’s not about the money. Without an emergency fund, you are stuck going into debt. If something happens to you or your family and you have to go into debt, what then? Do you still keep eating out and go further into debt? So you never retire? You force your daughter to have to help support you when you’re older and no longer able to work? All because you didn’t want to change your situation? Because it’s just a few bucks and won’t make a difference?

    I’m not going to call you a liar, but do you actually track your spending? Is it really $20/mo on eating out? Every single person who has told me they only spend a few bucks on eating out was proven wrong when we went through their spending.



  • fadedmaster@sh.itjust.workstoMemes@sopuli.xyzI'm working on it, ok?
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    3 months ago

    We’re talking in circles. You think I only mentioned Netflix. I didn’t. I also said fast food. You also think I said poor people. I didn’t. My suggestion is for everyone.

    If you can’t afford luxury items (and I include fast food and streaming services in that category) then you shouldn’t spend your money on them.

    I would no sooner suggest someone to purchase Netflix over feeding themselves and their family. And that’s what you could end up having to spend your emergency fund on if you lose your job. But you place these luxuries on the same tier as necessities and that’s just simply irresponsible.

    Go ahead and tell all your friends and family, “Don’t worry, I know money is tight, but you shouldn’t save for future emergencies by cutting corners today. I think you should give that money to McDonald’s and Netflix. They clearly need it more than you do. I mean, you can always just put it on your credit card and pay 30% interest!”