• 0 Posts
  • 377 Comments
Joined 3 months ago
cake
Cake day: February 22nd, 2026

help-circle











  • $4500 was in my head because that was the projected mortgage+taxes+fees for a 2BR apartment in brooklyn I saw the other day.

    There are some apartments in NYC that are that expensive to rent. Average here is $3,650, but that’s skewed by a lot of stupid expensive places. Median is a little lower.

    Other parts of the country can be much cheaper, but sometimes you get what you pay for.

    You are also missing private retirement funds

    Good call.

    (and if car dependent 100/month seems very low for transit costs)

    That’s a good point. I rely on mass transit, which is much cheaper.



  • jtrek@startrek.websitetome_irl@lemmy.worldMe_irl
    link
    fedilink
    arrow-up
    3
    arrow-down
    1
    ·
    6 days ago

    I believe that really depends on where you live. Also did you mean net or gross?

    Some napkin math I did now, if your gross is 100k…

    After tax 75k

    • housing 2500
    • food: 250
    • Internet 100
    • phone: 40
    • health: 200
    • transit: 100
    • utilities: 200

    Edit: I fucked up and did 4500 for housing not 2500. Cheaper housing gives a lot more room!

    That leaves you with like $860/mo for fun or any other thing.

    Of course that’s a lot of assumptions that can change it. But I’d say 200k gross is the start of “don’t have to think too hard about money”