We bought a reliable car for 22k without financing. Our next car will be bought when this one dies. It’s not necessary to have a new car every couple of years.

If you pay 500$ a month for 30 years at 5% interest compounded monthly you would contribute $180k and would have $416,129 so not really a million. You would need a little less than 9.5% interest to get a million. 2% interest is only getting you $246k which when you take into account inflation 2-3% normal average minus 5% one of the higher realistic interests that is what you are actually making .

Ramsey is always very optimistic about investment returns. His advice isn’t too bad though.

As a German I find Gretchen hilarious. Not a name you’d see in Germany despite its origins.

My vote is on Brunhilde, my grandma’s name. It’s a name only 80+y olds would have, but I like it

Doesn’t get more classic than that

That we are supposed to be a part of it and not separate. Indigenous peoples have a drastically different outlook on nature because they feel they’re nature, whereas we’re so disconnected from it all.

Yes, that’s true, but at that age you’re financially more stable and have more patience than a 20y. We had our kids at about 30 and I think that’s probably the best age for it.

40 isn’t too old for kids. Plenty of people have kids at that age and they’re doing just fine.

You can trade or sell bulbs though

Hopefully they eat lots of dietary fiber

Yeah, I’m curious, too. Never heard of gay underwear

I don’t. Fuck Reddit and fuck spez

Great move by the director

Your game looks cool, it’s like a multiplayer angry birds

Russia

Yep, same experience for me.

Limes are unripe. If you let them ripen, they’ll turn yellow.

No, there are many that are very delicious

Elongated isn’t a great indicator, some varieties just grow that way.

Same in Germany

I have an apple tree in my yard. It needs to be pruned and thinned at appropriate times. Sometimes pest control is required, but that’s pretty much it. If done properly, it is a couple of hours of work per year max