ObjectivityIncarnate

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Joined 1 year ago
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Cake day: March 22nd, 2024

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  • were those numbers perhaps cherry-picked to make the situation look more dramatic than it actually is?

    If anyone can go from 554th to 5th in any sport/event just by competing among the other sex, nothing else changing, then that obviously indicates something. You can’t handwave that away.

    Her personal 100m freestyle time dropping less than a quarter of a second post-transition is honestly a bigger indicator that transition is not making a substantial difference, because that angle completely removes the ‘chance’ element in your opponents being different people.





  • The fact that the University of Pennsylvania swimmer [Lia Thomas] soared from a mid-500s ranking (554th in the 200 freestyle; all divisions) in men’s competition to one of the top-ranked swimmers in women’s competition tells the story

    In the 100 freestyle, Thomas’ best time prior to her transition was 47.15. At the NCAA Championships, she posted a prelims time in the event of 47.37. That time reflects minimal mitigation of her male-puberty advantage.

    During the last season Thomas competed as a member of the Penn men’s team, which was 2018-19, she ranked 554th in the 200 freestyle, 65th in the 500 freestyle and 32nd in the 1650 freestyle. As her career at Penn wrapped, she moved to fifth, first and eighth in those respective events on the women’s deck.

    It may not be an issue to you, but it’s an issue to every woman whose ranking is lower as a result. I imagine it especially hurts if you’re pushed out of first place in that way.




  • What do you mean paying off a loan made my score lower??

    It doesn’t, you just don’t know how it works.

    You’re probably seeing that on Credit Karma, which uses a score that stops counting closed loans immediately, whereas the actual credit reporting bureaus’ systems have them stay on your credit report for 10 years from the date of closure. While they remain, they do continue to count toward your average age of accounts (AAoA) in most scoring models (including FICO). That means even closed accounts can help keep your average age higher.

    And given that your average account age doesn’t need to be anywhere close to 10 for you to have ‘perfect’ (750 and above puts you in the highest tier in the eyes of every lender) credit (hell, account age is only like 15% of the score), this is actually not an issue, at all. My average account age is less than 8 years and my score’s over 800. Just make your payments on time and you’re good. You don’t even need to accrue any interest—using a credit card and paying it completely off every month works just fine, that’s what I do.

    I have more disposable income!

    Having income isn’t proof you can be relied on to promptly pay back a loan, having a history of having promptly paid back loans is. A third of people making over $200,000 a year live paycheck to paycheck—just because you’re making money doesn’t mean you’re a responsible borrower.