• partial_accumen@lemmy.world
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    7 days ago

    If its an actual calculation considering all her assets and debts being $1.76 positive is a really good achievement especially for a younger person.

    This means zero credit card debt, no car note, no mortgage payment, no student loans, or if there are any she has enough cash that she could pay them off and still have $1.76 left over.

    • village604@adultswim.fan
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      7 days ago

      It’s not going to contain all of that info, though. The bank isn’t going to know the value of your assets, investments, etc.

      There are services that attempt to do this by aggregating accounts, though.

      • bus_factor@lemmy.world
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        7 days ago

        This is the Chase app. Mine is negative six digits due to the mortgage, and it doesn’t congratulate me. They do include Chase-issued credit cards and investment accounts, and try to encourage you to link your other accounts as well so it can include those and harvest your data.

        It does not include the estimated value of your house, even though they included the mortgage.

        • doingthestuff@lemy.lol
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          6 days ago

          That’s really stupid. I owe about $65k on my home and it’s worth about $225k. I have four paid off vehicles too. But all they would see are my debts and whatever money is in my accounts. My net worth is actually about $190k but it would show I’m negative $55k.

          • nomiya@sh.itjust.works
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            6 days ago

            You can usually choose which accounts to add and add assets manually if you want but I think generally you don’t want your primary residence in net worth. If you need a snapshot of what you can afford, you don’t want to have to sell your home for it.

      • partial_accumen@lemmy.world
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        7 days ago

        As I said “if”, and I too think its unlikely, but it is possible. They may have a data agregator where the customer inputs their assets and liabilities, or it may be able to compare against only the bank’s products. So if you have a single bank that you use for your credit cards, car loan, and personal checking account, it would have all of those exposed for calculations.

    • bizarroland@lemmy.world
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      7 days ago

      This is weird because I almost feel like this post was stolen from my account because mine was $11.76.

      It was because I had overpaid my credit card somehow and they owed me a rebate of $11.76.

      Chase didn’t have any other money information on me except for my credit card and that’s why that balance was there.

    • partial_accumen@lemmy.world
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      7 days ago

      Not that I spend a lot of time shopping the black market for human body parts, but if this price list was true a LOT more people would be selling their blood on the black market if it was $297/pint. US Red Cross says you can donate whole blood (which is one pint) 6 times a year. That would be a nice $1782 cash infusion (pun intended) for most folk’s bank account.

      • 🔍🦘🛎@lemmy.world
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        7 days ago

        Yeah I forgot to ask my local shady organ harvester what the current rates are. I’ll try to remember to bring it up when I see them at the farmer’s market tomorrow~

      • optional@sh.itjust.works
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        6 days ago

        When I donate blood, I get 21.5€ compensation, I’m pretty sure the receptionist, the doctor and the nurse that are (in total) occupied for half an hour probably cost another 50€ pre-tax/social insurance. The equipment, lab-testing, transport etc. will probably cost another 50€. And I get a free lunch, that’s probably worth 5.22€. In total that’s 126.72€ or 148.5 USD. Double that for the blackness of the market to get to 297$ doesn’t seem too far off. I assume the prices in the image are retail prices, and not wholesale, so post-extraction.

    • chetradley@lemmy.world
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      6 days ago

      Why is “skeleton” listed alongside “bones and ligaments”? And why is the skeleton cheaper if you also buy the ligaments? Is it the labor cost to remove the ligaments?

  • bus_factor@lemmy.world
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    7 days ago

    TurboTax had a “race mode” one year, some kind of gimmick to show off that they made it faster to do your return or something?

    After I submitted my tax return it gleefully announced “Congratulations! You completed your return faster than 0.0% of users!”