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According to pic, it seems like anon took out 2 huge loans!
Second thing you do after taking a huge loan. First is two chicks at the same time.
> open an llc
> take out a business loan under llc
> travel the world on a business trip
> declare llc bankrupt
> personal finances unaffected
> repeatAnd I still have to be alive afterwards? Pass.
take out a business loan under llc
You need to have a feasable business to do that part.
Not if you say you do ✨AI✨
TAKE MY MONEY NOW!
“verticle farming”
Don’t do it OP, traveling and broadening your mind might make you enjoy life and then you’d not be so nonchalant about deleting yourself. You might end up on prison, where you’ll suffer doubly due to your newfound love of life and freedom! Better semi-suffer in an empty existence for the rest of your life like most others.
Or like, just stay on a foreign beach with your embezzled money and a drink in your hand and never come back. Actually seems like the best option overall…
Why say “deleting yourself”? Are we really going to censor our speech here too? There’s no advertisers to spook by saying killing or committing suicide
Why say “deleting yourself”?
That’s how I speak and write.
Are we really going to censor our speech here too?
You do you.
There’s no advertisers to spook by saying killing or committing suicide
I know, as I’ve hosted my own Lemmy instance on several occasions. There are a lot of social and networking issues an admin has to consider depending on the content and tone they’re willing to accept on their instance but that’s besides the point.
The point is that I moderate my speech or of consideration to my fellow human beings and not advertising companies.
Fair enough, I can’t argue with that. Language shifts and evolves I suppose, but it still seems problematic to me that the people (not you specifically) change the way they speak to suit an algorithm and not the other way around.
And that’s not even mentioning the fact that many people are perfectly alright with using “unalive” and “delete” instead of “kill” or “die” but can’t bring themselves to use trans inclusive language, for example. Again, not refering to you with this, you were just the unfortunate person to receive my albeit unwanted rant.
it still seems problematic to me that the people (not you specifically) change the way they speak to suit an algorithm and not the other way around.
Well I actively hacked at the X-Twitter shadowban algo to prove censorship to the point where my account was not only shadowbanned but shadowblocked. Can’t even log in to delete my account anymore. But I suppose that’s the opposite of what you’re describing.
many people are perfectly alright with using “unalive” and “delete” instead of “kill” or “die” but can’t bring themselves to use trans inclusive language
There’s an important difference, censorship forces people to adhere to synthetic rules. It’s harder to force people to be inclusive or nice.
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Dang, why not.
Sometimes thats the attitude it takes
If we all did this capitalism would collapse.
Sounds like we should all do this.
“if we all stopped working and just did drugs and hookers the economy would collapse” is not that deep of a thought.
Yeah, but it being a desirable outcome is a bit novel.
Clearly not, because $country did all this shit, and capitalism did not collapse, somehow…this time.
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Not problems ending up ON prison, you just jump down the side.
Hope you’ve got some of that broken leg serum
> Open 2 bank accounts
> Get 2 credit cards
> Use 1 cc to pay the bill of the other cc
> repeat until credit score is big and cc limit is thru the roof
> go on spending spree
> 2 months of everything free
> flee to country that won’t deport you as criminalAs someone who games banks as best I can this would absolutely not work.
As best you legally can…
Ah, yes, let’s go with that.
Not anymore at least
Share your wisdom on how you would best take out a loan before suicide
Credit cards caught on to this around 2010 or so. That’s why balance transfers always have a fee now. You could do this with either balance transfers or cash advances, both of which have fees now. So you’ll end up increasing the balance by 3% each month.
My grandparents did this for decades with 20+ cards. Yes it’s illegal to do this.
Wouldn’t work, after this you’d love life
As someone who has travelled and done a lot of random things in my 40 years of life:
In my 35 years I still regard travel as the best thing one can do with their life but that was when I was outgoing and not depressed so who knows
Classic life bamboozle
Not life with crippling debt.
You can absolutely travel and have a great time without it being cripplingly expensive, (but yeah you still need a couple thousand dollars)
The real question is how many people would have to do this at once to bankrupt the lenders?
I’ve heard of people getting their credit score up, taking out all their lines of credit, then dipping to Europe for 10 years to start a business. By the time they came back, their credit scores were fine again because it had been long enough to not affect it. Obviously planning to do this ahead of time is illegal, but if it just happens by circumstance and you’re stuck in Europe and can’t pay back the debt for 10 years then like…
I know a guy who skipped on nearly a million in debt. Moved overseas and we didn’t see him for around ten years. Nice guy. I just wouldn’t do business with him. His last check to me was good by the way. He called me and told me to cash it before a certain date and I did.
Just put your ultra capitalist hat when the time comes to repay them. Tell them its a free market and they took a risk like all for profit ventures, but its not looking good for them and better luck next time. Also nice tits bro, very milk.
Thats how i feel about the idiot debt collectors making themselves liable for my small medical debts :) like, i didnt ask you to pay for that bro but thanks i guess lol
You can do this, but their response will be to tank your credit. Which makes it hard to get any new loans. Including home loans. Also makes it hard to rent a place, since almost all landlords do a credit check. Hard to get a normal auto loan if you need to buy a car. And iirc, your credit card interest rates will go up.
Take your money to another country. There’s no credit check that follows you across borders.
Right. But banks like their money. Even though I’m not an expert, I assume that they wouldn’t let you get away with any significant amount of it without a fight.
When i said small debts, im talking under 100 bucks. That doesnt go on my credit report.
I like how this image smugly pretends like it’s above it all when lust and time wasting questions are like 2/5 pillars of the human condition.
Neuron status: Activated
i would if I could get a loan.
anyone knows a loanshark? the kind that will kill me if I don’t pay back
Even better- saves you the trouble of having to figure out that last part yourself!
Picture related … Or not?
Tjat aside anaon, just decakre bankruptcy.
But i think anon’s plan will fall at the first hurdle, getting a large loan requires collateral.
meanwhile I make poor choices and do fuck all and the bank keeps offering me loans and cc limit increases until I begged them to stop twice
Capitalist banks and oligarchs commit fraud like everyone. The difference is that they don’t get held responsible, and force others to suffer instead.
It might work that way in the first life but then when you’re reborn you’re gonna have really poor credit score and that sucks too in its own way.
Oh god. Don’t even joke about this. lol
Look up the “buy, borrow, die” strategy (spoiler: it’s only possible for those who are already rich, go figure).
Reminds me of this old story
https://brobible.com/life/article/traveled-to-mexico-to-kill-himself/
The problem with getting that big loan is you need an income and some money first
